Cyber Insurance

Cyber Insurance Intro

Modern Insurance for Modern Risks

Unfortunately, no company is immune to the impact of cybercrime. As a result, cyber insurance has become an essential component of any risk management program. ICI is able to tailor a cyber insurance policy to meet your company’s specific needs and can offer a number of important benefits. We invite you to find out more about cyber insurance and to contact us for a proposal.

Why Cyber Insurance Is Recommended

Why Cyber Insurance Is Recommended

General liability policies do not always protect companies from losses related to data breaches. What’s more, data is generally worth far more than physical assets, and it’s important to have the right protection in place when you need it most. Supplementing your insurance with cyber insurance coverage can provide you with peace of mind that, in the event of an attack, your company’s financial and reputational well-being is protected.


The Many Benefits of Cyber Insurance

When cyberattacks like data breaches and hacks occur, they can result in devastating damage. Companies have to deal with business disruptions, lost revenue and litigation. It is important to remember that no company is immune to the impact of cybercrime, including yours. Let ICI tailor a cyber insurance policy to the specific needs of your company, which could include any or all of the below benefits!

  • Data Breach Coverage

    In the event of a breach, your company is required by law to notify affected parties. This can add to overall data breach costs, particularly as they relate to security fixes, identity theft protection for those impacted by the breach and protection from possible legal action. Cyber liability policies include coverage for these exposures, thus safeguarding your data from cybercriminals.

  • Business Interruption Loss Reimbursement

    A cyberattack can lead to an IT failure that disrupts business operations, costing your company both time and money. Cyber liability policies may cover your loss of income during these interruptions. What’s more, increased costs to your business operations in the aftermath of a cyberattack may also be covered!

  • Cyber Extortion Defense

    Ransomware and similar malicious software are designed to steal and withhold key data from companies like yours until a steep fee is paid. As these types of attacks increase in frequency and severity, it’s critical that companies seek cyber insurance, which can help recoup losses related to cyber extortion.

  • Forensic Support

    Following a cyberattack, your company will have to investigate to determine the extent of the breach and what led to it. The right policy can reimburse your company for costs related to forensics and seeking out expert advice. Additionally, some policies can provide 24/7 support from cyber specialists, which is especially useful following a hack or data breach!

  • Legal Support

    In the wake of a cyber incident, companies often seek legal assistance, which can be costly. Cyber insurance can help companies afford proper legal work following a cyberattack.

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What Clients Are Saying

"Our agent works very hard for us when we have new needs arise. Her personal service is very much appreciated and is definitely why we have been with this agency for several years."
  Doris Sage, Justin’s Backhoe Service LLC
"We appreciate the personal services and quick responses to questions."
  Greg Rinehart, USD 351 Superintendent
"I'm very impressed with the superior service I recently received at the Emporia office for my business insurance needs. With owning a specialty service business, finding coverage that matches all the specific needs is not an easy task. Janie O'Conner went above and beyond to put together great coverage for my business, and with the help of Janette Dreier, the experience was pleasant and amazingly painless! I truly appreciate both of these ladies and their honest business ethics."
  Pat Kluthe
"Our agent is always there when I need him and offers his help when it is needed most. The safety of our employees is number one on our priority list, and I know I can lean on him if I need to find something or if I have any questions regarding safety."
  Stacey Richards, Five Star Mechanical Inc.

Meet Our Cyber Insurance Team

Lonnie Currier

CIC, CRM, CWCA
Vice President of Risk Management

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Lonnie Currier

CIC, CRM, CWCA
Vice President of Risk Management

Lonnie Currier has been with ICI Insurance since 2002 and specializes in risk management, safety, claims, business insurance and life insurance. Lonnie graduated from the University of Wyoming with a bachelor’s degree in Education. He taught carpentry and math as well as coached football and wrestling at area high schools, including Circle, Wichita Southeast and El Dorado. Lonnie has continued his education in the insurance business by completing the prestigious Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) programs. This continuing education enables Lonnie to gain valuable knowledge in the ever-changing insurance industry. He is actively involved in the Kansas Association of Insurance Agents (KAIA), El Dorado Chamber of Commerce, El Dorado, Inc., El Dorado Sports Foundation and Kansas Roofing Association.

Lonnie and his wife, Tami, have lived in El Dorado, Kansas, since 1986 and have been married for more than 30 years. They raised their two children in El Dorado: son, Jake, and daughter, Jessica. Jake and his wife live in El Dorado with children Rhett, Kendry and Kelby. Jessica and her husband live in Bel Aire and have a daughter, Ruby.

Designations and Organizations:

Ryan T. Murry

CIC
President & CEO

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Ryan T. Murry

CIC
President & CEO

Ryan T. Murry joined ICI Insurance in 2008 as a Commercial Insurance Broker. He quickly discovered a passion for learning all aspects of his clients’ businesses while helping them manage their insurance programs. After his father, Tom, passed away in 2015, Ryan followed in his father’s footsteps and became President of ICI. Tom had been with the company since 1981.

Ryan works with clients across many different industries, but he specializes in higher casualty risks, including construction, transportation, oil and gas, and senior living. He handles many of the agency’s key relationships while leading ICI’s overall growth strategy. During his tenure as President, Ryan has completed four acquisitions of other independent insurance agencies.

Ryan firmly believes in giving back to the communities that support him. He currently serves on the Board of Directors for El Dorado, Inc., Susan B Allen Memorial Hospital and Butler Community College Foundation. He also serves on the Government Affairs Committee for the Kansas Association of Insurance Agents (KAIA). Ryan earned a Bachelor of Science in Business Administration from the University of Kansas. Prior to ICI, his work experience included roles at JPMorgan Chase, Nationwide Insurance, and Cintas Corporation.

Designations and Organizations:

Dustin J. Davis

CIC, CWCA
Vice President

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Dustin J. Davis

CIC, CWCA
Vice President

Dustin J. Davis has been with ICI since 1999. He graduated from the University of Kansas with a bachelor’s degree and has continued his education in the insurance business by completing the requirements for the Certified Insurance Counselor (CIC). He has also attended numerous seminars and conferences throughout his insurance career. This continuing education enables Dusty to gain valuable knowledge in the ever-changing insurance industry. He currently serves on the Board of Directors for the Kansas Association of Insurance Agents (KAIA).

Designations and Organizations:

Curtis Zerr

CIC, CRM, CSRM
Risk Advisor

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Curtis Zerr

CIC, CRM, CSRM
Risk Advisor

As a Risk Advisor at ICI Insurance, Curtis Zerr relishes opportunities to research the insurance marketplace to find effective solutions and risk management plans to secure clients’ specific needs. His decades of experience, combined with his relationship-focused style and personal determination, have resulted in high levels of client satisfaction. He would enjoy the opportunity to fine-tune the unique coverage needs of each client.

Curtis has been an insurance broker and risk advisor for more than 30 years, which is coupled with a humble farm-raised background and his proudly patriotic military experience in the National Guard. He is dedicated to helping improve our local community through consistent volunteerism and his ability to recognize and orchestrate plans to strengthen positive outcomes for his partnered business relationships.

Curtis would appreciate the opportunity to enhance a business relationship built on quality communication and integrity, working together to find the “best fit” for each client’s specific insurance and risk management needs.

Designations and Organizations:
  • Certified Insurance Counselor (CIC)
  • Certified Risk Manager (CRM)
  • Certified School Risk Manager

Jeff Engel

CLCS, CAWC
Chief Operating Officer

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Jeff Engel

CLCS, CAWC
Chief Operating Officer

Jeff Engel spent 10 years in Safety, Quality and Operations Management leadership positions in the manufacturing industry before switching to the insurance industry in 2013. After six years at Madrigal & Associates Insurance, Jeff joined ICI when they purchased the agency. Jeff has extensive experience in leading Root Cause Corrective Action & Analysis for safety investigations, from near-miss incidents to fatalities. He holds a degree in Industrial Engineering from Kansas State University and an MBA from Newman University.

Designations and Organizations:
  • Commercial Lines Coverage Specialist (CLCS)
  • Certified Authority on Workers Compensation (CAWC)

Request a Proposal

As an independent insurance agency, ICI is able to utilize more than 50 different insurance carriers, ensuring you get the most comprehensive coverage to meet your needs. Complete the short form today to request a custom proposal!

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