Now Hiring! Learn about working for ICI Insurance, and view available positions.
Would you like an enhanced level of control of your insurance program? Prefer to have unused claims dollars returned to your business? ICI officers several group captive options for safety conscious companies from a variety of industries. Group captives are a unique alternative to traditional insurance. We invite you to contact us to learn more.
A group captive is an insurance company structured to provide insurance for its member-owners, and it is controlled by the members. You and several other members own the company that provides your commercial property and casualty insurance. Therefore, you have a much greater degree of influence and control, and you benefit when the group captive is profitable, not the insurance company.
Group captives are backed by A-rated carriers and can be an attractive alternative to traditional insurance products. Coverages offered typically include general liability insurance, auto insurance and workers’ compensation insurance. Premiums are derived from your company’s individual claims history and can be favorable for companies with a good safety history.
While traditional commercial insurance market price goes through cycles and changes that sometimes limit availability, group captives have grown to become a stable alternative. Once business owners join a group captive, they rarely return to the traditional insurance market.
The time‐tested model provides greater control over your insurance program.
Profits are returned to you as dividends along with investment income.
Your premiums are actuarially developed from your own losses, not industry averages.
The majority of your premiums will go to loss funds. Unused loss funds are returned as dividends.
You have greater influence over claims management.
Captive dividends can be distributed directly to a family trust.
Vice President of Employee Benefits
CPIACommercial Account Manager
CISR, CWCSCommercial Account Manager
CLCS, CWCSCommercial Account Manager
CIC, CRM, CWCAVice President of Risk Management
Lonnie Currier has been with ICI Insurance since 2002 and specializes in risk management, safety, claims, business insurance and life insurance. Lonnie graduated from the University of Wyoming with a bachelor’s degree in Education. He taught carpentry and math as well as coached football and wrestling at area high schools, including Circle, Wichita Southeast and El Dorado. Lonnie has continued his education in the insurance business by completing the prestigious Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) programs. This continuing education enables Lonnie to gain valuable knowledge in the ever-changing insurance industry. He is actively involved in the Kansas Association of Insurance Agents (KAIA), El Dorado Chamber of Commerce, El Dorado, Inc., El Dorado Sports Foundation and Kansas Roofing Association.
Lonnie and his wife, Tami, have lived in El Dorado, Kansas, since 1986 and have been married for more than 30 years. They raised their two children in El Dorado: son, Jake, and daughter, Jessica. Jake and his wife live in El Dorado with children Rhett, Kendry and Kelby. Jessica and her husband live in Bel Aire and have a daughter, Ruby.
CLCS, CAWC, CPIA, LUTCFRisk Advisor
CIC, CISR, CWCSCommercial Lines Team Lead
Commercial Account Manager
CIC, AFIS, ACSR, CPSRCommercial Account Manager
CICPresident & CEO
Ryan T. Murry joined ICI Insurance in 2008 as a Commercial Insurance Broker. He quickly discovered a passion for learning all aspects of his clients’ businesses while helping them manage their insurance programs. After his father, Tom, passed away in 2015, Ryan followed in his father’s footsteps and became President of ICI. Tom had been with the company since 1981.
Ryan works with clients across many different industries, but he specializes in higher casualty risks, including construction, transportation, oil and gas, and senior living. He handles many of the agency’s key relationships while leading ICI’s overall growth strategy. During his tenure as President, Ryan has completed four acquisitions of other independent insurance agencies.
Ryan firmly believes in giving back to the communities that support him. He currently serves on the Board of Directors for El Dorado, Inc., Susan B Allen Memorial Hospital and Butler Community College Foundation. He also serves on the Government Affairs Committee for the Kansas Association of Insurance Agents (KAIA). Ryan earned a Bachelor of Science in Business Administration from the University of Kansas. Prior to ICI, his work experience included roles at JPMorgan Chase, Nationwide Insurance, and Cintas Corporation.
CISR-EliteCommercial Account Manager
CPCU, AU, CISR, CRISCommercial Account Manager
CLCS, CAWCChief Operating Officer
Jeff Engel spent 10 years in Safety, Quality and Operations Management leadership positions in the manufacturing industry before switching to the insurance industry in 2013. After six years at Madrigal & Associates Insurance, Jeff joined ICI when they purchased the agency. Jeff has extensive experience in leading Root Cause Corrective Action & Analysis for safety investigations, from near-miss incidents to fatalities. He holds a degree in Industrial Engineering from Kansas State University and an MBA from Newman University.
CIC, CWCAVice President
Dustin J. Davis has been with ICI since 1999. He graduated from the University of Kansas with a bachelor’s degree and has continued his education in the insurance business by completing the requirements for the Certified Insurance Counselor (CIC). He has also attended numerous seminars and conferences throughout his insurance career. This continuing education enables Dusty to gain valuable knowledge in the ever-changing insurance industry. He currently serves on the Board of Directors for the Kansas Association of Insurance Agents (KAIA).
CIC, CRM, CSRMRisk Advisor
As a Risk Advisor at ICI Insurance, Curtis Zerr relishes opportunities to research the insurance marketplace to find effective solutions and risk management plans to secure clients’ specific needs. His decades of experience, combined with his relationship-focused style and personal determination, have resulted in high levels of client satisfaction. He would enjoy the opportunity to fine-tune the unique coverage needs of each client.
Curtis has been an insurance broker and risk advisor for more than 30 years, which is coupled with a humble farm-raised background and his proudly patriotic military experience in the National Guard. He is dedicated to helping improve our local community through consistent volunteerism and his ability to recognize and orchestrate plans to strengthen positive outcomes for his partnered business relationships.
Curtis would appreciate the opportunity to enhance a business relationship built on quality communication and integrity, working together to find the “best fit” for each client’s specific insurance and risk management needs.
Assistant Commercial Account Manager
CIC, CISR, CWCSCommercial Account Manager
If you are interested in learning more about group captives, please contact ICI at (800) 332-1936 or complete the form below, which will also provide the opportunity to select other solutions of interest.